|
When honesty, integrity, expert knowledge of the market and great service are important to you, call John or Heather at 800-637-1141 ext 103.
|
Two REALTORS Working for You
"Both my husband and I felt we had two Realtors working for us for the price of one."
Karol Phillips
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
Heather and John Valenziano are
some of The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Trust Us with Your Referrals. Increase Your Chances of Making a Sale. You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy REALTORSŪ, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us. Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. Please use this form to contact us... You can trust us with your important referrals. We're a web-savvy, top selling agent in the South Haven, Saugatuck and Coloma area. Provide us with a few details, and we promise to get back to you quickly... 
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
|
|
| Q |
What house is thought to be the first one designed by Frank Lloyd Wright?
|
| A |
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
