South Haven, Saugatuck and Coloma real estate and homes for sale in Michigan, Waterfront Properties, Vacation Properties - Heather and John Valenziano, REALTORS® Heather and John Valenziano REALTORS(r) for South Haven, Saugatuck and Coloma, Michigan real estate, Waterfront Properties, Vacation Properties - NUMBER1EXPERTS™ Heather and John Valenziano NUMBER1EXPERTS(tm) for South Haven, Saugatuck and Coloma, Michigan real estate, Waterfront Properties, Vacation Properties
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Heather and John Valenziano, REALTORŪ, real estate agent and broker for South Haven, Saugatuck and Coloma Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
When honesty, integrity, expert knowledge of the market and great service are important to you, call John or Heather at 800-637-1141 ext 103.


South Haven's South Beach Area
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Heather and John Valenziano are some of The Top Selling Real Estate Experts™
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For Sellers: South Haven, Saugatuck and Coloma Michigan home buying, real estate listings, and homes for sale in Van Buren County, MI
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Why Sellers Choose Heather and John Valenziano: Why home sellers in South Haven, Saugatuck and Coloma choose Heather and John Valenziano
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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What are the financial benefits of having a home near a body of water?

A 
The mere presence of water within 300 feet increases a home's value by 22 percent.
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Heather and John Valenziano, REALTORŪ, real estate agents and broker for South Haven, Saugatuck and Coloma Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Heather and John Valenziano
Coldwell Banker Weber Seiler

455 Broadway
South Haven MI 49090
Office: 800-637-1141, x 103
John Cell: 269-214-6834
Heather Cell: 269-214-6836
Fax: 269-637-3144
Email: info@heatherandjohn.net

For most people, buying or selling a home is the biggest financial decision in their lives. For such an important event, don't you deserve the best in professional services? We are the Number1Expert team from Coldwell Banker Weber Seiler that will deliver uncommon service before, during and after your purchase or sale. We've customized our services for the Internet empowered consumer who is searching for waterfront property, second homes, condominiums and primary residences. We are just a mouse click away!

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Coldwell Banker Weber Seiler real estate and homes for sale in South Haven, Saugatuck and Coloma Michigan

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