South Haven, Saugatuck and Coloma real estate and homes for sale in Michigan, Waterfront Properties, Vacation Properties - Heather and John Valenziano, REALTORS® Heather and John Valenziano REALTORS(r) for South Haven, Saugatuck and Coloma, Michigan real estate, Waterfront Properties, Vacation Properties - NUMBER1EXPERTS™ Heather and John Valenziano NUMBER1EXPERTS(tm) for South Haven, Saugatuck and Coloma, Michigan real estate, Waterfront Properties, Vacation Properties
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Heather and John Valenziano, REALTORŪ, real estate agent and broker for South Haven, Saugatuck and Coloma Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
When honesty, integrity, expert knowledge of the market and great service are important to you, call John or Heather at 800-637-1141 ext 103.



Extremely Helpful
Their knowledge of the local market, courteous service and commitment to satisfaction made our purchasing experience an enjoyable one.
Chris and Katherine Lewis
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Heather and John Valenziano are some of The Top Selling Real Estate Experts™
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Resources: South Haven, Saugatuck and Coloma Michigan home buying, real estate listings, and homes for sale in Van Buren County, MI
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Special Offers: Special offers for South Haven, Saugatuck and Coloma homeowners from Heather and John Valenziano, top Realtors
Affiliates: Heather and John Valenziano's real estate web site affiliates
eNewsletter: Heather and John Valenziano's South Haven, Saugatuck and Coloma newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Michigan, and United States
Market Conditions Report: Market conditions report for this area, Michigan, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly South Haven, Saugatuck and Coloma Michigan mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Michigan or buy your own South Haven, Saugatuck and Coloma house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate South Haven, Saugatuck and Coloma mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Michigan real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Heather and John Valenziano anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Heather and John Valenziano's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Heather and John Valenziano's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your South Haven, Saugatuck and Coloma property in Michigan, including legal terms definitions, and more

 

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Real Estate Tips
Buying Land and New Construction >What About the Water

If you are considering buying acreage, your real estate agent will probably supply you with basic information about the soil quality, zoning and property boundaries. Whether you intend to build a vacation home or a working horse ranch, you'll also need to know about the water quality and quantity.

If the land is not in an area where water is supplied and tested by a municipal water system, you will need to drill a well for drinking water even if the land has surface sources that provide water for irrigation. Instead of paying monthly water bills, you'll be investing a substantial sum to drill the well and maintain it over time. Contact the county water department to determine how many gallons per minute you and your family (or agricultural business) will require. Talk to the neighbors to find out how long it actually takes to obtain permits to drill for water in that area, and get estimates from local companies on drilling costs.

With a little detective work and help from your agent you can discover any local problems with contamination of the water supply due to toxic substances. Surface waters such as streams, ponds or lakes may be considered public property, and may require you to obtain a water use permit from the state in order to dam a creek or pump water from a supply that sits on your land.

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Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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School Reports
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Heather and John Valenziano, REALTORŪ, real estate agents and broker for South Haven, Saugatuck and Coloma Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Heather and John Valenziano
Coldwell Banker Weber- Seiler Realtors

455 Broadway
South Haven MI 49090
Office: 800-637-1141 Ext. 103
John's Cell: 269-214-6834
Fax: 269-637-3144
Email: info@heatherandjohn.net

All agents are not alike! Find out why we are top real estate experts in SW Michigan. Buying or selling a home is the biggest financial decision in most people's lives. For such an important event, don't you deserve the best in professional services? We are Accredited Buyer Representatives (ABR), Graduates of the Realtor Institute (GRI), and a member of the Council of Residential Specialists (CRS). Plus we are the Number1Expert team from Coldwell Banker Weber-Seiler Realtors that will deliver uncommon service before, during and after your purchase or sale. We've customized our services for the Internet empowered consumer who is searching for waterfront property, second homes, condominiums and primary residences. We are just a mouse click away!

ABR CRS GRI MLS REALTOR Equal Housing


Coldwell Banker Weber Seiler real estate and homes for sale in South Haven, Saugatuck and Coloma Michigan

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