When honesty, integrity, expert knowledge of the market and great service are important to you, call John or Heather at 800-637-1141 ext 103.

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Testimonials: South Haven, Saugatuck and Coloma Michigan home buying, real estate listings, and homes for sale in Van Buren County, MI

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What does the term Curb Appeal mean?
A	This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Heather and John Valenziano, REALTORŽ, real estate agents and broker for South Haven, Saugatuck and Coloma Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Heather and John Valenziano
Coldwell Banker Weber- Seiler Realtors
455 Broadway
South Haven MI 49090
Office: 800-637-1141 Ext. 103
John's Cell: 269-214-6834
Fax: 269-637-3144
Email: info@heatherandjohn.net
All agents are not alike! Find out why we are top real estate experts in SW Michigan. Buying or selling a home is the biggest financial decision in most people's lives. For such an important event, don't you deserve the best in professional services? We are Accredited Buyer Representatives (ABR), Graduates of the Realtor Institute (GRI), and a member of the Council of Residential Specialists (CRS). Plus we are the Number1Expert team from Coldwell Banker Weber-Seiler Realtors that will deliver uncommon service before, during and after your purchase or sale. We've customized our services for the Internet empowered consumer who is searching for waterfront property, second homes, condominiums and primary residences. We are just a mouse click away!

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NUMBER1EXPERTS™ in real estate for South Haven, Saugatuck and Coloma, Michigan, Waterfront Properties, Vacation Properties

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